A Study of Value - Added Efficiency in The Indian Banks

Purpose: This paper explores the importance of Intellectual Capital (IC) in Indian Banking Industry and compares efficiency between Public Sector Undertaking (PSU) banks Private banks, by employing Value Added Coefficient (VAIC) method. Methodology/approach: Using Path Analysis, study verifies influence VAIC on profitability market value banks. simple averages graphs, PSU Banks are compared. Quarterly results used to verify impact COVID Findings: Human Efficiency (HCE) is largest element that contributes Banks. HCE greater private sector than does contribute whereas no evidence found or making any contribution towards value. While VA fell sharply not so during first wave COVID, recovery has been impressive, both sectors. Practical implications: The clearly brings out role need improve